Why Join dLocal?
dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one.
What's the Opportunity?
We are looking for a Compliance Officer based in Senegal to join our global team. This role is open to the whole of Senegal and plays a crucial part in our banking relationships, local regulatory compliance, and internal reporting. You will serve as the primary compliance contact for all matters within the WAEMU/BCEAO zone.
What will I be doing?
KYC Onboarding
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Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones across Senegal.
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Ensure compliance with local and international regulatory requirements related to customer identification and verification, including BCEAO and CENTIF directives.
Transaction Monitoring
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Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Senegalese context.
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Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes.
AML/CFT Compliance
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Serve as the primary point of contact for AML/CFT matters in Senegal.
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Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Senegal, including WAEMU directives, BCEAO instructions, and FATF recommendations.
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Develop and enforce AML/CFT policies and procedures tailored to the Senegalese regulatory environment.
Regulatory Compliance
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Stay abreast of the regulatory landscape governing the payments and financial services industry in Senegal and the wider WAEMU/ECOWAS zone.
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Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation.
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Establish and maintain strong relationships with Senegalese regulators, including the BCEAO, Ministry of Finance, CENTIF, and ARTP (for mobile money services).
Remittance Compliance
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Develop and implement compliance procedures specific to domestic and cross-border remittances in Senegal, including key corridors such as West Africa–Europe and intra-ECOWAS transfers.
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Ensure adherence to regulatory requirements governing remittance services in the Senegalese market, with particular attention to diaspora and family remittance flows.
Risk Assessments
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Conduct regular risk assessments to identify and mitigate potential compliance risks within the Senegalese and WAEMU context.
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Collaborate with other departments to implement risk mitigation strategies.
Reporting
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Report findings and compliance matters related to AML/CFT to different stakeholders in a clear and understandable manner.
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Ensure timely and accurate reporting to internal and external stakeholders as required by Senegalese regulations, including suspicious activity reports to CENTIF and BCEAO regulatory filings.
Training and Awareness
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Provide training to staff on compliance policies, proc